UK mortgage approvals fall to 53,443 in September
Mortgage approvals for house purchase numbered 53,443 in September 2026, down from 54,814 in August, Bank of England figures show.
UK mortgage approvals for house purchase fell to 53,443 in September 2026, down from 54,814 in August and the lowest level since December 2023.
- Mortgage approvals, September 2026
- 53,443
- Mortgage approvals, August 2026
- 54,814
- Mortgage approvals, September 2025
- 66,277
- Remortgage approvals, September 2026
- 42,613
- Net consumer credit, September 2026
- £1.9bn
Mortgage approvals for house purchase numbered 53,443 in September 2026, down from 54,814 in August. The figure is the lowest since December 2023. A year earlier, in September 2025, the figure was 66,277.
Approvals for remortgaging numbered 42,613 in September 2026, up from 34,023 in August.
Net consumer credit borrowing, excluding student loans, was £1.9bn in September 2026, down from £2.7bn in August.
Consumer credit outstanding, excluding student loans, stood at £261.2bn at the end of September 2026, up from £259.9bn at the end of August.
Credit card lending outstanding stood at £83.7bn at the end of September 2026, up from £83.4bn at the end of August.
Sources: Bank of England, Mortgage approvals (LPMVTVX), Remortgage approvals (LPMB4B3), Net consumer credit (LPMB3PS), Consumer credit outstanding (LPMBI2O), Credit card lending outstanding (LPMVZRJ). Figures are as first published and may be revised. Loro tracks these figures on its Indicators page.
Primary sources
1 recordEvery factual claim above is drawn from these records. Each link resolves to the publisher’s own copy.